Ace the Arizona Real Estate Exam 2026 – Unlock Your Property Dreams!

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Which type of deed guarantees title against all encumbrances occurring during any previous ownership, typically including the phrase "convey and warrant forever"?

Bargain and sale deed

General warranty deed

The general warranty deed is recognized for its extensive assurance regarding the title of the property being transferred. This type of deed guarantees that the grantor will defend the title against any claims or encumbrances that may have arisen not only during their ownership but also before they took possession of the property. The inclusion of phrases like "convey and warrant forever" emphasizes the grantor’s commitment to uphold the ownership rights against past claims, thus providing the maximum level of protection to the grantee.

In contrast, other types of deeds offer varying degrees of protection. The bargain and sale deed, for example, does not provide the same level of assurance about the title being free from encumbrances that may exist prior to the grantor's ownership; it implies that the grantor has an interest in the property but does not warrant it against all claims. A quitclaim deed merely transfers whatever interest the grantor has without any warranties, making it a much less secure option for a buyer. Lastly, a referee's deed typically is issued following a court proceeding and may also not guarantee the title against encumbrances beyond the grantor's ownership. Therefore, the general warranty deed stands out as the strongest deed in terms of providing a clear and defensible title.

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Quitclaim deed

Referee's deed

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